One Percent for America
Apply · Citizenship Loan

A 1% loan for your citizenship application.

We help cover your USCIS application fees at 1% APR — designed for naturalization applicants. No predatory rates. Same-day decision. We'll guide you through 9 short steps. Most applicants finish in under 15 minutes.

What you'll need
  • Valid Social Security number
  • A U.S. residential address (no P.O. boxes)
  • A debit card from a U.S. bank for repayment
  • Income documentation: a recent paystub, tax return, or bank statement
  • Optional: a co-borrower's email, if your credit is still building
About loans for naturalization applicants
We currently offer loans only for the N-400 (Application for Naturalization) and N-600 (Application for Certificate of Citizenship). Loans are available in 10 states. Citizens of 39 countries are temporarily ineligible due to the USCIS processing pause.
StartAlready started? Resume your application
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Need help? Call (617) 933-5806 · Mon–Fri 9am–6pm ET